/* Self-hosted fonts */
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-display:swap;font-weight:200 800;
  src:url(/fonts/bricolage-grotesque.woff2?v=17) format("woff2-variations"),url(/fonts/bricolage-grotesque.woff2?v=17) format("woff2")}
@font-face{font-family:"Figtree";font-style:normal;font-display:swap;font-weight:400;src:url(/fonts/figtree-400.woff2?v=17) format("woff2")}
@font-face{font-family:"Figtree";font-style:normal;font-display:swap;font-weight:500;src:url(/fonts/figtree-500.woff2?v=17) format("woff2")}
@font-face{font-family:"Figtree";font-style:normal;font-display:swap;font-weight:700;src:url(/fonts/figtree-700.woff2?v=17) format("woff2")}

:root{
  --rojo:#D6273F;
  --rojo-dark:#A81C31;
  --amarillo:#FFC93C;
  --azulejo:#1E6A8C;
  --tinta:#2B1B17;
  --cal:#FFF9F0;
  --arena:#F3E4CC;
  --linea:rgba(43,27,23,.14);

  --display:"Bricolage Grotesque",system-ui,sans-serif;
  --body:"Figtree",system-ui,sans-serif;

  --wrap:1120px;
  --r:14px;
  --shadow:0 2px 0 var(--tinta);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;transition-duration:.001ms!important}
}
body{
  margin:0;background:var(--cal);color:var(--tinta);
  font-family:var(--body);font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,.display{font-family:var(--display);font-weight:800;line-height:1.05;letter-spacing:-.02em;margin:0}
p{margin:0 0 1em}
a{color:var(--azulejo)}
img,svg{max-width:100%}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.eyebrow{
  font-family:var(--display);font-weight:600;font-size:.78rem;letter-spacing:.14em;
  text-transform:uppercase;color:var(--rojo);margin:0 0 12px
}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:3px solid var(--azulejo);outline-offset:3px}

/* ---------- header + dividers ---------- */
.masthead{background:var(--cal)}
.rule{height:10px;width:100%;display:block;border-top:1px solid var(--linea);
      background:linear-gradient(to bottom,rgba(43,27,23,.05),rgba(43,27,23,0))}
.masthead .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:14px;padding-bottom:14px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:800;font-size:1.05rem;letter-spacing:-.02em;text-decoration:none;color:var(--tinta)}
.logo .mark{width:30px;height:30px;flex:0 0 30px}
.masthead .wrap{position:relative}
.nav{display:flex;align-items:center;gap:26px}
.nav a{font-weight:600;font-size:.94rem;color:var(--tinta);text-decoration:none;white-space:nowrap}
.nav a:hover{color:var(--rojo)}
.btn--nav{padding:11px 18px;font-size:.92rem;box-shadow:0 2px 0 var(--tinta)}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:24px;height:2.5px;background:var(--tinta);border-radius:2px}
.burger span+span{margin-top:5px}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
.burger span{transition:transform .2s ease,opacity .2s ease}
@media (max-width:820px){
  .burger{display:block}
  .nav{position:absolute;top:100%;left:0;right:0;z-index:50;display:none;
    flex-direction:column;align-items:stretch;gap:0;background:var(--cal);
    border-top:1px solid var(--linea);border-bottom:2px solid var(--tinta);
    padding:8px 20px 18px;box-shadow:0 12px 24px rgba(43,27,23,.12)}
  .nav.open{display:flex}
  .nav a{padding:15px 2px;border-bottom:1px solid var(--linea);font-size:1rem}
  .btn--nav{margin-top:14px;width:100%;font-size:1rem;padding:14px}
}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:var(--display);font-weight:800;font-size:1.05rem;
  padding:16px 26px;border-radius:var(--r);border:2px solid var(--tinta);
  background:var(--amarillo);color:var(--tinta);cursor:pointer;text-decoration:none;
  box-shadow:var(--shadow);transition:transform .12s ease,box-shadow .12s ease;
}
@media (hover:hover){.btn:hover{transform:translateY(-2px);box-shadow:0 4px 0 var(--tinta)}}
.btn:active{transform:translateY(1px);box-shadow:0 1px 0 var(--tinta)}
.btn--red{background:var(--rojo);color:#fff}
.btn--ghost{background:transparent;box-shadow:none;border-color:var(--linea);font-size:.95rem;padding:12px 18px}
.btn--wide{width:100%}

/* ---------- hero ---------- */
.hero{padding:56px 0 40px;position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
.hero h1{font-size:clamp(2.3rem,5.2vw,3.9rem)}
.hero h1 em{font-style:normal;color:var(--rojo)}
.hero .lede{font-size:1.15rem;max-width:34ch;margin-top:18px}
.ticks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-weight:500}
.ticks svg{flex:0 0 20px;margin-top:3px;color:var(--rojo)}

/* lender picker in hero */
.picker{
  margin-top:28px;background:#fff;border:2px solid var(--tinta);border-radius:var(--r);
  box-shadow:0 4px 0 var(--tinta);padding:20px
}
.picker .picker-lead{font-family:var(--display);font-weight:800;font-size:1.1rem;line-height:1.25;margin:0 0 14px}
.picker .btn{font-size:1.15rem;padding:18px 26px}
.trustrow{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-top:18px;padding-top:16px;border-top:1px solid var(--linea)}
.trustrow div{display:flex;flex-direction:column;align-items:center;gap:7px;text-align:center}
.trustrow svg{width:24px;height:24px;color:var(--rojo);flex:0 0 24px}
.trustrow span{font-family:var(--display);font-weight:600;font-size:.8rem;line-height:1.15}

/* factura card */
.factura{
  background:#fff;border:2px solid var(--tinta);border-radius:var(--r);
  box-shadow:0 6px 0 var(--rojo);overflow:hidden
}
.factura header{padding:16px 20px;border-bottom:2px dashed var(--linea)}
.factura header h2{font-size:1.05rem}
.factura header span{display:block;margin-top:6px;font-size:.72rem;color:#6b5a53;font-family:var(--body);font-weight:400;line-height:1.4}
.factura ul{list-style:none;margin:0;padding:6px 20px}
.factura li{display:grid;grid-template-columns:1fr auto;gap:12px;padding:12px 0;border-bottom:1px solid var(--linea);align-items:center}
.factura li:last-child{border-bottom:0}
.factura .item{display:flex;gap:10px;align-items:center;font-weight:500}
.factura .item svg{flex:0 0 18px;color:var(--rojo)}
.factura .item small{display:block;color:#6b5a53;font-weight:400;font-size:.8rem}
.factura .amt{display:flex;flex-direction:column;align-items:flex-end;gap:5px}
.factura .amt b{font-family:var(--display);font-weight:800;font-size:.95rem;white-space:nowrap}
.factura .note{margin:0;padding:14px 20px;border-top:2px dashed var(--linea);font-size:.78rem;color:#6b5a53}
.pill{font-family:var(--display);font-weight:800;font-size:.85rem;padding:4px 10px;border-radius:999px;background:var(--amarillo);border:1.5px solid var(--tinta);white-space:nowrap}
.pill--half{background:var(--arena)}
.factura footer{background:var(--tinta);color:var(--cal);padding:16px 20px}
.factura footer strong{font-family:var(--display);font-size:1.35rem;display:block}
.factura footer span{font-size:.82rem;opacity:.8}

/* ---------- sections ---------- */
section{padding:64px 0}
.section-head{max-width:56ch;margin-bottom:36px}
.section-head h2{font-size:clamp(1.8rem,3.6vw,2.6rem)}
.section-head p{margin-top:14px;font-size:1.08rem}
.bg-sand{background:var(--arena)}
.bg-ink{background:var(--tinta);color:var(--cal)}
.bg-ink .eyebrow{color:var(--amarillo)}
.bg-ink a{color:var(--amarillo)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:step}
.step{background:var(--cal);border:2px solid var(--tinta);border-radius:var(--r);padding:24px;box-shadow:var(--shadow)}
.step .num{
  font-family:var(--display);font-weight:800;font-size:.9rem;width:34px;height:34px;border-radius:999px;
  background:var(--rojo);color:#fff;display:grid;place-items:center;margin-bottom:14px
}
.step h3{font-size:1.15rem;margin-bottom:8px}
.step p{margin:0;font-size:.97rem}

.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:2px solid var(--tinta);border-radius:var(--r);padding:24px;box-shadow:var(--shadow)}
.card h3{font-size:1.1rem;margin-bottom:8px}
.card p{margin:0;font-size:.97rem}

.stat{display:flex;flex-wrap:wrap;gap:40px;align-items:flex-end}
.stat .big{font-family:var(--display);font-weight:800;font-size:clamp(3rem,9vw,5.5rem);line-height:.9;color:var(--amarillo)}
.stat .big small{display:block;font-size:.9rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--cal);opacity:.75;margin-top:12px}

details.faq{border-bottom:1px solid var(--linea);padding:4px 0}
details.faq summary h3{display:inline;font-size:inherit;font-weight:inherit;font-family:inherit}
details.faq summary{
  cursor:pointer;list-style:none;padding:18px 40px 18px 0;position:relative;
  font-family:var(--display);font-weight:600;font-size:1.08rem
}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";position:absolute;right:8px;top:14px;font-size:1.6rem;color:var(--rojo);line-height:1}
details.faq[open] summary::after{content:"–"}
details.faq p{margin:0 0 18px;max-width:70ch}

/* sticky cta */
.sticky{
  position:fixed;left:0;right:0;bottom:0;z-index:40;background:var(--cal);
  border-top:2px solid var(--tinta);padding:12px 16px;
  display:none;gap:12px;align-items:center;justify-content:space-between
}
.sticky p{margin:0;font-weight:700;font-size:.9rem}
.sticky.on{display:flex}

footer.site{background:var(--tinta);color:var(--cal);padding:48px 0 40px;font-size:.9rem}
footer.site a{color:var(--amarillo)}
footer.site .links{display:flex;gap:20px;flex-wrap:wrap;margin:16px 0}
footer.site .small{opacity:.7;max-width:80ch;font-size:.82rem}

/* ---------- modal funnel ---------- */
.overlay{
  position:fixed;inset:0;z-index:100;background:rgba(43,27,23,.6);
  display:none;align-items:flex-start;justify-content:center;padding:20px;overflow-y:auto
}
.overlay.on{display:flex}
.sheet{
  background:var(--cal);border:2px solid var(--tinta);border-radius:18px;width:100%;max-width:560px;
  margin:auto;box-shadow:0 10px 0 var(--rojo-dark);position:relative
}
.sheet-top{display:flex;align-items:center;gap:14px;padding:16px 18px;border-bottom:2px solid var(--tinta)}
.progress{flex:1;height:10px;background:var(--arena);border:1.5px solid var(--tinta);border-radius:999px;overflow:hidden}
.progress i{display:block;height:100%;width:0;background:var(--amarillo);transition:width .3s ease}
.optlabel{font-family:var(--display);font-weight:600;font-size:.72rem;letter-spacing:.13em;
  text-transform:uppercase;color:#6b5a53;margin:0 0 11px}
.morebtn{display:flex;align-items:center;justify-content:center;gap:9px;width:100%;
  margin:20px 0 12px;padding:14px;background:transparent;border:2px dashed var(--linea);
  border-radius:12px;font-family:var(--body);font-weight:700;font-size:.93rem;color:#6b5a53;cursor:pointer}
@media (hover:hover){.morebtn:hover{border-color:var(--tinta);color:var(--tinta)}}
.opts--more{margin-top:12px}
.qgroup{margin-bottom:26px}
.qgroup .q{font-size:1.2rem;margin-bottom:4px}
.iconbtn{background:none;border:0;cursor:pointer;padding:6px;color:var(--tinta);line-height:0;border-radius:8px}
.sheet-body{padding:26px 24px 28px}
.confirm{position:absolute;inset:0;z-index:5;background:rgba(255,249,240,.94);
  border-radius:16px;display:flex;align-items:center;justify-content:center;padding:24px}
.confirm[hidden]{display:none}
.confirm-card{max-width:360px;text-align:center}
.confirm-card h2{font-family:var(--display);font-weight:800;font-size:1.4rem;margin:0 0 10px}
.confirm-card p{font-size:.95rem;color:#6b5a53;margin:0 0 22px}
.confirm-card .backlink{display:block;width:100%;margin-top:6px}
.q{font-family:var(--display);font-weight:800;font-size:1.45rem;line-height:1.15;margin:0 0 6px}
.qsub{font-size:.95rem;color:#6b5a53;margin:0 0 20px}
.opts{display:grid;gap:10px;margin:0 0 4px}
.opt{
  display:flex;align-items:center;gap:12px;width:100%;text-align:left;cursor:pointer;
  font-family:var(--body);font-size:1rem;font-weight:600;padding:15px 16px;
  background:#fff;border:2px solid var(--tinta);border-radius:12px;color:var(--tinta);
  transition:transform .1s ease,background .1s ease
}
@media (hover:hover){.opt:hover{background:var(--amarillo);transform:translateX(3px)}}
.opt .dot{width:18px;height:18px;border:2px solid var(--tinta);border-radius:999px;flex:0 0 18px}
.opt.sel{background:var(--amarillo)}
.opt.sel .dot{background:var(--rojo);box-shadow:inset 0 0 0 3px #fff}
@keyframes shake{
  10%,90%{transform:translateX(-2px)}
  20%,80%{transform:translateX(4px)}
  30%,50%,70%{transform:translateX(-8px)}
  40%,60%{transform:translateX(8px)}
}
.shake{animation:shake .5s cubic-bezier(.36,.07,.19,.97) both}
.shake .opt{border-color:var(--rojo)}
.shake .q{color:var(--rojo-dark)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.opts.opts--years{display:flex;flex-wrap:wrap;justify-content:center;gap:8px}
.opts.opts--years .opt{flex:0 0 calc((100% - 40px)/6)}
.opts.opts--ranges{display:flex;gap:8px;margin-top:8px}
.opts.opts--ranges .opt{flex:1 1 0;width:auto;min-width:0;padding:14px 6px;white-space:nowrap}
.opt--compact{justify-content:center;padding:14px 4px;font-size:.94rem;font-weight:700}
.opt--compact .dot{display:none}
@media (max-width:520px){
  .opts.opts--years .opt{flex:0 0 calc((100% - 24px)/4)}
  .opts.opts--ranges{gap:6px}
  .opts.opts--ranges .opt{padding:14px 2px;font-size:.86rem}
}
.phonebox{display:flex;align-items:stretch;border:2px solid var(--tinta);border-radius:10px;background:#fff;overflow:hidden}
.f .phonecc{position:relative;display:flex;align-items:center;gap:5px;padding:0 8px 0 13px;
  font-weight:700;font-size:.98rem;white-space:nowrap;cursor:pointer}
.f .phonecc select{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer;
  border:0;padding:0;margin:0;border-radius:0}
.f .phonecc .chev{color:#6b5a53;flex:0 0 14px}
.f .phonebox input{border:0;border-radius:0;flex:1 1 auto;min-width:0;padding:14px 14px 14px 4px}
.f.bad .phonebox{border-color:var(--rojo)}
.fieldset{display:grid;gap:14px;margin-bottom:20px}
.f--half{min-width:0}
.f label{display:block;font-weight:700;font-size:.9rem;margin-bottom:6px}
.f input,.f select{
  width:100%;font-family:var(--body);font-size:1rem;padding:14px;border:2px solid var(--tinta);
  border-radius:10px;background:#fff;color:var(--tinta)
}
.f input::placeholder{color:#a8968e}
.f .err{display:none;color:var(--rojo-dark);font-size:.85rem;font-weight:600;margin-top:6px}
.f.bad input,.f.bad select{border-color:var(--rojo)}
.f.bad .err{display:block}
.consent{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px;font-size:.9rem;line-height:1.45}
.consent input{width:22px;height:22px;flex:0 0 22px;margin-top:2px;accent-color:var(--rojo)}
.backlink{background:none;border:0;cursor:pointer;font-family:var(--body);font-weight:600;color:#6b5a53;padding:14px 0 0;font-size:.9rem}
.endcap{text-align:center;padding:12px 0}
.endcap .big-tick{width:64px;height:64px;margin:0 auto 18px;color:var(--rojo)}
.spinner{width:52px;height:52px;margin:22px auto;border:5px solid var(--arena);border-top-color:var(--rojo);border-radius:999px;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.trustline{display:flex;gap:8px;align-items:center;justify-content:center;font-size:.8rem;color:#6b5a53;margin-top:18px}

@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:32px}
  .steps,.cards{grid-template-columns:1fr}
  .hero{padding-top:36px}
  section{padding:48px 0}
  body{padding-bottom:76px}
}

/* skip link */
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--tinta);color:var(--cal);padding:10px 16px;border-radius:8px;font-weight:700;text-decoration:none}
.skip:focus{top:12px}

/* sticky bar is a mobile control: the nav button covers desktop */
@media (min-width:901px){.sticky.on{display:none}}

/* lead post failure, shown under Submit */
.senderr{margin:12px 0 0;padding:12px 14px;border-radius:10px;background:#fdecee;color:var(--rojo-dark);font-weight:600;font-size:.88rem}

/* address lookup */
.addr-list{list-style:none;margin:6px 0 0;padding:4px;border:2px solid var(--tinta);border-radius:10px;
  background:#fff;max-height:264px;overflow-y:auto}
.addr-list li{padding:11px 12px;border-radius:7px;cursor:pointer;font-size:.95rem;line-height:1.3}
.addr-list li[aria-selected="true"]{background:var(--arena)}
@media (hover:hover){.addr-list li:hover{background:var(--arena)}}
.addr-manual{background:none;border:0;padding:10px 0 0;cursor:pointer;font-family:var(--body);
  font-weight:600;font-size:.9rem;color:var(--tinta);text-decoration:underline;text-underline-offset:3px}
.addr-fields{margin-top:4px}
.addr-hint{margin:-4px 0 12px;font-size:.85rem;font-weight:600;color:#6b5a53}
#addrAgain{margin:0 0 14px}
[hidden]{display:none!important}
.addr{margin:8px 0 4px;padding-top:18px;border-top:2px dashed var(--linea)}
.addr-title{font-family:var(--display);font-weight:800;font-size:1.1rem;margin:0 0 4px}
.addr-note{margin:0 0 14px;font-size:.9rem;color:#6b5a53}
#i_addr_q::placeholder{font-size:.9rem}

/* email and phone check: spinner while checking, tick when good */
.fin{position:relative}
.fin input{padding-right:46px}
.fin .fstat{position:absolute;right:14px;top:50%;margin-top:-11px}
.phonebox .fstat{align-self:center;flex:0 0 22px;margin:0 14px 0 4px}
.fstat{display:none;width:22px;height:22px;border-radius:50%;box-sizing:border-box}
.f.checking .fstat{display:block;border:3px solid var(--arena);border-top-color:var(--tinta);animation:spin .7s linear infinite}
.f.ok .fstat{display:block;background:#1E8449 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 10.5l3.2 3.2L15 7'/%3E%3C/svg%3E") center/16px no-repeat}
.f.ok .fin input,.f.ok .phonebox{border-color:#1E8449}
.fhint{margin:6px 0 0;font-size:.88rem;color:var(--tinta)}
.fhint button{background:none;border:0;padding:0;font:inherit;font-weight:700;color:var(--azulejo);text-decoration:underline;cursor:pointer}
@media (prefers-reduced-motion:reduce){.f.checking .fstat{animation-duration:1.6s}}

/* phone: one focus ring round the whole box, not the clipped inner input */
.phonebox input:focus-visible,.phonebox input:focus{outline:none}
.phonebox:focus-within{outline:3px solid var(--azulejo);outline-offset:3px}

/* year grid: even columns, 2000 and the ranges share the last row */
.opts.opts--yeargrid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}
.opts--yeargrid .opt{width:auto;min-width:0;white-space:nowrap}
.opts--yeargrid .opt--tail{grid-column:span 2}
@media (max-width:520px){
  .opts.opts--yeargrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:7px}
  .opts--yeargrid .opt--tail{grid-column:span 1;font-size:.86rem;padding-left:2px;padding-right:2px}
}

/* leave confirm: a proper dialog fixed to the screen, whatever the step's height */
.confirm{position:fixed;inset:0;z-index:110;background:rgba(43,27,23,.55);border-radius:0;padding:20px}
.confirm-card{width:100%;background:var(--cal);border:2px solid var(--tinta);border-radius:18px;
  padding:28px 22px 20px;box-shadow:0 8px 0 var(--rojo-dark)}

/* names stack on phones */
@media (max-width:520px){.grid2.grid2--stack{grid-template-columns:1fr}}